Joint Wills vs Mirror Wills for Couples

Spouses can coordinate their estate planning in a couple of ways, each with trade-offs.

• Mirror Wills: two separate but matching Wills, each freely updatable.
• Joint Will: a single document for both — harder to change after one passes.
• Mirror Wills are usually more flexible.
• Both should align nominations and guardianship.

Most couples prefer mirror Wills for the flexibility to update independently.

This article is general information, not legal advice. For complex estates, consult a qualified professional.